Take a Proactive Approach When it Comes to Fleet Management
RCS Influencer Brian Pratt says that contractors can reduce insurance costs by implementing a fleet management program.
Many roofing professionals continue to be impacted by an increase in automobile insurance costs due to a substantial rise in the frequency and severity of auto claims. Severe losses can expose the assets of a roofing company if they are not properly managed. We have seen firsthand that a relatively low-impact (typically rear-end accidents) auto claims reach six and even seven figure ranges. The main contributor to auto claims is distracted driving.
With 27 years of experience in the roofing industry we have developed some proven strategies to help roofing professionals reduce their cost of risk over time. One of these strategies is fleet risk management program implementation.
We have assisted many of our roofing clients with an aggressive and pro-active approach to auto accident mitigation. Our fleet management program begins with pre-employment testing (gauging the personality of a prospective employee’s driving habits and potential for injuries, which could also impact work comp), implementing a written and formal fleet management program, scheduling of driver awareness training, implementing a fleet accountability program, and formalized post-accident claims handling process for cost effective claims closure.
The formal fleet management program consists of monitoring the use of company vehicles (if vehicles are allowed to be taken home) and the use of personal vehicles (if employees use their own vehicle during company time) during business hours. The fleet accountability program consists of monitoring company vehicles through a third party (1-800- How’s my driving).
We also have assisted some of our roofing clients exploring programs that help prevent distracted driving, which can help with the reduction of auto and work comp claims. A cell phone can be shut down while in the driver’s seat, eliminating the use of phones for email, texts, etc., while the company vehicle is on or in motion Also, many of our roofing clients have implemented GPS tracking systems in their vehicles to help increase their productivity, control fuel cost and increase safety and risk management while monitoring the use of the company vehicles speed and braking habits.
If you would like to learn more about fleet safety and risk management programs please contact me at 407-493-2121
Brian Pratt is a regional manager for Roofing Risk Advisors, a Division of Furman Insurance. See his full bio here.
Published at Mon, 02 Oct 2017 10:55:19 +0000
Little and massive companies most of the time prefer a roofing company that can provide commercial roofing services that would not significantly interfere their regular service operations. There are a number of roofing contractors that offer unique services for commercial properties such as leaving car park free of particles and cleaning entrances of any blockages so that your business can run undisturbed.
There are lots of kinds of roofing to select from for your commercial structure. The choice would mainly depend on the expense, the slope of your roof, and the weather in your locality.
Asphalt shingles are the most frequently utilized type of shingles both on residential and commercial roofing structures. Enhanced with wood fibers, fiberglass or some natural materials, asphalt shingles can last to 2-3 decades. Laminated shingles are also made from asphalt however are readily available in a wider range of colors and textures that make it appear more pricey shake or slate tiles.
Among the metal items utilized in roofing products nowadays for commercial roofing are Steel, Standing Seam, Copper and Metal Tie. If effectively set up, metal roofs are anticipated to last in between 30 to 50 years and are considerably less expensive than asphalt shingles. This kind of roofing material can hold up against the majority of severe weather but have actually been understood to damage after some time. Cooper is another alternative to think about, although it is much pricey than aluminum. Nevertheless, with copper roofing systems, you can anticipate it to last up to 100 years.
Cedar is the top option when it concerns wood shakes especially for commercial roofing. Typical cost of wood shake application can run up to 50% higher than other roofing applications. Slate shingles are considerably much heavier and harder to install. They are likewise rather fragile but can definitely add charm and elegance to any structure.
Tiles are another material to think about for you commercial roofing requirements. Tiles are normally made from clay, rubber or concrete. Clay tiles are more expensive than concrete tiles but they are basically the same in regards to performance and toughness. Tiles are a lot much heavier than other roofing materials, so you might need additional structural assistance for your roof.
So whether you are building up a brand new structure or repairing your existing commercial roofing, it’s extremely essential to select a licensed roofing contractor that can best do the job for you. Rash and reckless decisions might potentially put your service in jeopardy.
Consider This Company As A Resource For Commercial Roofing Projects: